Is a credit history required to get a store credit card?
I don’t have any credit history because I just started working. I would like to start building my credit history and I thought a store credit card would be easier to get than a regular credit card. So I was wondering, do I need to have past credit history to get a regular Walmart Credit Card (not their Discover Card because I probably wouldn’t qualify). If you have any idea, please help. Thanks.
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What credit card can I get at 18 and not a college student?
I always thought that lenders love to give credit cards at 18, but I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All of them denied me because of no credit history. Obviously, I won’t be able to get a credit history if they won’t let me have credit. I Work two jobs and I want to have a credit card just in case and to build my credit. Why do I keep getting denied?
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Am I obligated to get a credit card after I apply?
I’m thinking about applying for a student credit card. The details say the APR is based on credit history, etc. If I apply and they approve me, but the APR is too high, can I just say "no thanks" or am I stuck with it? And will it effect my credit score?
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