What happens to the second mortgage when the first mortgage forecloses?
I am going through a foreclosure on my first mortgage, what are my options with dealing with the second mortgage? Any legitimate websites with guides for dealing with the aftermath of foreclosure would also be appreciated.
You might also like:
- Second Mortgage Consumer Protection | cochinpages.com
- The Second Mortgage Home Equity Loan | Bollyvillage.com
What credit card can I get at 18 and not a college student?
I always thought that lenders love to give credit cards at 18, but I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All of them denied me because of no credit history. Obviously, I won’t be able to get a credit history if they won’t let me have credit. I Work two jobs and I want to have a credit card just in case and to build my credit. Why do I keep getting denied?
You might also like:
Getting a personal loan with no credit
I am 18, just getting prepared to go to college, and I have no credit at all. I don’t need a student loan because my dad is paying for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. We were supposed to stick to a payment plan since we don’t have a huge income, but his brother wants the money now. My boyfriend is just going through bankruptcy so he can’t get a loan. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about making payments, but I am clueless about how to even get a loan.
You might also like:
- How To Get A Personal Loan Even With A Low Credit Score | YodZiaN …
- Information on student loan consolidation – What William D Ford …
How should money be spent for fixing credit?
I have a poor credit rating, but next to no debt. I don’t believe in consolidation companies or credit repair services. Can I contact debtors directly? How aggressive should I be? I am looking to buy my first home, should I spend my money trying to erase all debt or should I try to save money for a down payment?
You might also like:
Can we report an unpaid civil judgement to the credit bureaus?
We were awarded a civil judgment for $100,000. It was signed by a judge and filed with the court in Jackson County Missouri. The defendant never paid and we would like for this to show up on his credit report. I have heard that unpaid civil judgments can be included in the personal section of a credit report but I haven’t been able to find out how to get the credit bureaus to acknowledge this debt and show it on his credit report. Can anyone tell me how to get this debt on his credit report?
You might also like:
What effect does canceling a credit card have on your credit score?
Say you are in good standing, never late, always payed the balance, but you have too many credit cards. When you cancel a credit card, what happens to your credit score? Does the credit limit you had for that card get erased from your credit report? After all those years of building the credit limit to help your credit score, what happens to it and what happens to your credit score?
You might also like:
What can we do to protect ourselves from identity theft?
A relative stayed at our home for a few days and they had full access to our home when we were at work. They could have easily gotten all of our personal and financial information during this time. Recently, I found out that they have stolen from other relatives and committed identity theft in the past! Is there any way to prevent accounts from being opened or loans being made in our name?
You might also like:
I need a good, reputable debt consolidation company
I am thinking about doing debt consolidation, but I am confused about all the different companies out there. I have heard that there are a lot of companies that will ruin your credit. Does anyone have some helpful advice. My debt is not huge ($6,000), but I am tired of continually paying on them and never seeing a difference on the balances.
You might also like:
- International Health Insurance Quote – Affordable Medical …
- Consolidate And Live Debt Free | Debt Consolidation Advice
Would getting a car loan now affect our ability to get a mortgage later?
My wife and I have no loans on cars and we don’t own a home. We would like to to buy a new car and finance it. We are also considering buying a home in about 6 months. How would the car loan affect our mortgage later? Do lenders prefer that you have as little debt as possible, or would the car loan be good for our credit since we will be making regular payments on the financing for the next six months or so? We both have great credit scores.
You might also like:
- Entertainclubz.com » Credit Score below 500
- Protecting Your Credit Scores: Three Steps to Take « Your Credit …
How should I start fixing my credit?
I have been ignoring my credit problems for years. I have decided that it’s time to start doing something about it because someday I would like to buy a house, a new car etc…
It is mostly credit card debt but there are a couple of other small debts. About 60% of the negative items on my credit report is around six years old. The rest of them are about 1 year old.
I know that when you pay collections off it will drop your score. I am ok with that if it will improve in the long run. Should I pay off all of them? Are negative items removed after seven years anyway?
I have two credit cards that are in good standing and I know this will help my credit score also.
What is the best way to repair your credit? I am overwhelmed and I just don’t know where to start. Also should I try to negotiate with the collection agencies? Do I need everything in writing from them?
Is there some good books I could read?
You might also like:
- How a Small Business Can Clear Off Their Unsecured Debt « My Life …
- Credit Card Debt Relief: The 411
What is the outlook for mortgage refinancing next year?
My parents bought their home with an adjustable rate mortgage 4 years ago at a 4% rate, but this is due to change next year. With the housing market crunch and the new strict lending that’s bound to occur, they are worried about what kind of refinancing will be available for them. The good news is that they have flawless credit (they successfully removed their PMI, and they are early every month on their mortgage payments plus they usually pay an extra couple of hundred dollars each month. They also have very low credit card debt (only a couple of thousand dollars). They’ve both been at their great paying jobs for over 10 years but they are still worried about whether they will be able to secure a decent fixed rate when they want to refinance. I am looking for advice from mortgage finance experts.
You might also like:
- A Bamboozling Dilemma: Fixed Rate or Adjustable Rate Mortgage …
- Is the housing market about to see a fire sale? | Top Feeds News
Am I obligated to get a credit card after I apply?
I’m thinking about applying for a student credit card. The details say the APR is based on credit history, etc. If I apply and they approve me, but the APR is too high, can I just say "no thanks" or am I stuck with it? And will it effect my credit score?
You might also like:
- Why Fha- With Your Credit Score | Thaipparambil.com
- Citibank Student Credit Card Review | Direct student loans …
How to get creditors to report account information to the credit bureaus
I got my credit report today and it shows that my available credit is $300 and I have $296 available. After further inspection I noticed that only one credit card had reported a credit limit and all of my credit cards hadn’t been reported since April. How can I contact the credit card companies and get them to report accurate and up to date information to the credit bureaus? I think that this might be affecting my credit score, so I would really like to fix it.
You might also like:
- Get Free Credit Report -Report From All 3 Bureaus 100% Free …
- Why Fha- With Your Credit Score | Thaipparambil.com
Is a loss from a personal loan the same as investment losses for tax purposes?
I made a personal loan to a friend to help him start a business, but the business failed and I was never repaid for the loan. I also had losses in the stock market that same year. I have heard that I can deduct $3000 in investment losses for each year. Is the loss from the personal loan in the same category as the other investment losses? In other words, would it count as part of that $3000 limit? If not, is there a way that I can claim that loss separately?
You might also like:
Does your credit score go down when you apply for a credit card?
I would prefer answers from people who work in the credit industry and can tell me roughly the number of points, and how long it will take for my score to recover once the new higher available credit kicks in…
I know part of your credit score is determined by how much available credit you have. I closed several credit card accounts a few years ago before I knew it would hurt my score, and now I have very little credit available. I have excellent credit otherwise, and pay off anything I charge the next month. However, I do have a balance I’ve been slowly paying down, and want to open a new card so that my balance takes up less of a proportion to my total credit debt.
How much will this hurt my credit in the short term? And how long will the point drop last?
You might also like:
- Understanding Unsecured Bad Credit Loans | Financial Reports Industry
- 4 Steps to Help Fix Your Credit Score | Yroma.com
What do debt consolidation companies offer to people who are in debt?
Can anyone tell me about debt consolidation companies and their services?
You might also like:
- The best debt consolidation companies? « Finance Company
- Get The Best Debt Consolidation Company | Low Interest Small …
How do I fix my credit and pay off all my debts if I haven’t kept track of them?
I am currently trying to get my life back on track and recover from a disastrous past when it comes to financial matters ( and some personal problems). I am not sure where to even begin to try and pay off all my debts since I did not keep track of anything.
Any advise would be helpful. I am trying to avoid filing for bankruptcy or going with one of those credit repair places.
You might also like:
- Financial Astrology – Money And Your Life « Stay Plugged to the …
- Indo Article Directory » Filing For Bankruptcy, Is It The Last …
What credit report does credit card companies see?
When I activated my credit card they asked me to verify the make and model of my car. How do they know, it’s a different company? My credit report doesn’t say what kind of car I have. How can I see the credit report they see that has this information?
You might also like:
- New England Patriots Credit Card | Nfl Extra Points™ Platinum Plus …
- Absolutely no 12-monthly Price Collateralled Credit card — Mystery …
How can you raise your credit score besides paying on time?
Past credit mistakes messed me up. I have a judgment that’s almost paid off and I am trying to raise my credit score. I have 3 new accounts that I’ve paid on time for over a year. I read that one way to raise your score is to ” piggy back” on a relatives good credit ( have them add me to one of their good accounts and not use it) Is this safe? Is it legal? I would love to hear constructive ways to increase my credit score. Please don’t judge me. Almost all of my ” bad” credit accounts have been paid off. I put my sons first after I was divorced. They lived in the house that I paid for while I lived in a basement.
You might also like:
- Credit Card Merchant Accounts With regard to Small business owners …
- Poor Credit Checking Account | CCJS…Problem Solved
Can I get a car loan while on disability?
I live in Minnesota and I can’t work because I regularly go in for dialysis and I need a car to do this. Would anyone know how I could get a small car loan. I have real bad credit also.If anyone knows please answer thanks!
You might also like:
- Ways to Get a Car Loan at Low Interest Rates | United Car Loan
- Car Loan Guaranteed – Follow the Tips
Obtaining a personal loan.
I need a personal loan to pay off my bills and basically just get caught up financially, so I am considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I didn’t think I would qualify. Now I need to know what the whole loan process would require from me.
You might also like:
- where can i get an unsecured personal loan with bad credit …
- Kotak Car Loans–Kotak Car Finance Schemes | Eligibility …
Qualifying for a mortgage after filing chapter 7
I filed chapter 7 back in 2004 and I checked my credit score and it is 645. I am looking to purchase my first home by the end of summer this year and I want to make sure that I am able to get a loan. I have heard that it is hard to get a loan if you have filed chapter 7. Any and all information is greatly appreciated.
You might also like:
- Chapter 7 Bankruptcy: Debts that Can Be Discharged | FavStocks
- Top 5 Ways to keep your Credit Score above 720 « Your Credit Your Life
Debt consolidation loan for people with bad credit
I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I don’t know where to start. I have gotten emails from people claiming that they can loan money but they sound fishy because it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up after falling behind. I have a 5 yr old and I don’t want him to suffer if we loose our home or car.
Related Postings
Good credit cards for people with no credit
What is a good credit card to get if you have no credit? I just turned 18 and I’m trying to build my credit because I’m thinking of buying another car in the future. So what would be a good credit card to do that?
Related Postings
- Atlanta Falcons Credit Card | Nfl Extra Points™ Platinum Plus …
- Good Credit Repair Service | redphivemedia
Will lowering your credit limit also lower your credit score?
I only have one credit card, and I have a very high credit score. Because of my good score, the credit card company keeps increasing my line of credit even though I don’t ask for it or use it. I have been told that if you ask for a credit line decrease it will lower your credit score. Why is that? What can you do to minimize a lowered credit score?
Related Postings
- Charge card Presents Regarding Low credit score Holders …
- How to raise my credit score? Where to get my credit score …
How does a personal loan from a bank work?
I just received an offer to apply for a personal loan for up to $35,000 with Bank of America and for up to $5,000 with citibank. I actually need no more than $7,500. The interest rate is between 9.97 and 27.88 based on credit worthiness. I would like to know how it works. I’m trying to decide between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest, but since I’ve never done it before, I would like some more advice.
Related Postings
- How To Apply For A Secured Credit Card « Consistency in Helping Others
- Credit Report Goes Beyond Credit Score When Mortgage Shopping …
I have a bad credit score. How can I fix it?
How do you repair a bad credit score?
I need to fix my bad credit score but I have no idea about how to do it. Can any body please help me?
Related Postings
- Fixing Bad Credit – Useful Methods to Help Raise Your Credit …
- Credit Report Goes Beyond Credit Score When Mortgage Shopping …
Credit report without a credit card
OK, I’ve never really understood the whole credit thing and I don’t know if I have bad credit or no credit…but, I can’t seem to get a credit card from anywhere to even build credit? Where is the best place to check out my credit report safely and help me understand in laymen’s terms about everything?
Related Postings
- Bad Credit Debt Consolidation Loan – A Chance to Improve Credit …
- Credit Report Goes Beyond Credit Score When Mortgage Shopping …
What is the minimum age to qualify for a car loan?
What is the minimum age to qualify for a car loan? I just turned 18 in September (2009, obviously), and I want to buy a car. My monthly income is well over 80,000 and I was wondering if I can qualify for a car loan in Florida.
Related Postings
- Looking for a New Car Loan in Australia – Then Use a Broker « Car
- Why A Student Car Loan Is a Damn Good Idea | Vilsi: Social BookMark
What types of credit do I need to get a higher credit score?
My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of the revolving accounts are new, and the other almost a year old. My auto loan will be a year old in July of this year. Should I apply for more credit to get my score higher? If so what type of credit? What is a good mixture of credit to have to get my score higher? Any advice is appreciated. Thanks!
Related Postings
-
Get Out Of Debt - The Debt Buster System.
Powerful Information Based On Proven Techniques And Strategies To Get Out Of Debt Without Bankruptcy. Repair Bad Credit Fast!
Click Here!
-
The Attorneys Guide To Credit Repair
The most effective credit repair methods available today! Learn how to remove judgments, liens, charge-offs, slow-pays and even bankruptcy from your credit report.
Categories
Archives
Additional Information
