What will happen to my car loan if my co-signer files bankruptcy?
I have a car loan of about $10,000. I got this loan about 9 months ago. I am just wondering how it will affect me if my co-signer files bankruptcy.
The car is in my name and she is the co-signer. So, with all these new laws, does this mean they can come take my car too even though I make the payments?
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How long will it take to build up enough positive credit to qualify for an unsecured credit card?
I have a secured credit card that I have been paying for about two months now and it is valid for one year. Do you think that I might need to get another secured credit card after my existing account ends before I can qualify for an unsecured credit card?
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The best websites for Christian debt consolidation.
I have been reviewing different websites for help with my credit card debt. Because of religious beliefs, I am hoping to find someone that can offer Christian debt consolidation. Does anyone know who are the best Christian debt consolidators?
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I have a collection on my credit report but I don’t know what it is?
I just found out I have a collection on my credit report. I have no idea what it is or anything. I have to wait until tomorrow and call them. What would happen if I paid that? Will it lower my credit score or will it go up a little?
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How high can my credit score go with only credit cards in my credit history?
My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the absence of installment loans will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my credit score since I am planning to apply for a mortgage in the near future?
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If I pay off my student loan with a personal loan would the interest still be exempt from taxes?
I had a federal student loan which I consolidated about 8 years ago with a company that eventually sold the loan to Citibank. The interest rate is 8.35% . I am considering paying off that student loan with a personal loan with a better interest rate. If I do this will I still be able to write off the interest I pay on my taxes?
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Which credit card should I apply for, Bank of America or Citi Bank?
I have a credit score of 700 and I want another credit card. I was thinking about citi bank or bank of america. Which one should I get? I only have one other credit card from Wamu. I want a credit card that will report to the 3 credit bureaus every month. Anyone who has either of these cards, which one did you like and why?
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I need advice for a good debt consolidation service.
I have a few credit card that are past due and I’m not able to make the payments.
What is the best debt consolidation company to use?
Keep in mind, I’m not a home owner.
I’m not a student and actually I’m looking for a better answer than the obvious budget and make more money.
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How does reworking a mortgage affect my credit score?
I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by without doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?
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Can I get a pre-approved car loan so I can pay cash for a car?
I’m about to get a new car, but I just don’t know what yet. I want to get the loan today because Friday I’m going to go look. I would like the money with me so I can buy it on the spot. I know for a regular car loan they want the VIN. If I get a pre-approved loan and don’t use all the money that is on the loan, how would I use it or return it?
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how to go about fixing credit report?
my husband has 3 negative marks on his credit report, we tried to get in touch with the creditors and after what seemed like hours on hold, we finally got in touch, exchanged information and they said they would send over the bill, we’re still waiting and nothing has arrived so far. How do we fix our credit if the creditors won’t work with us? Is there a central agency or something where we can just pay off the debts and remove the bad marks off the report?
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How much credit can a company with an A1 Dun and Bradstreet rating qualify for?
I have seen a “seasoned company” for sale that has an A1 Dun and Bradstreet rating. How much credit line and what type of terms usually can a company with this credit rating qualify for? The seller states that it could probably qualify for 1mm with an A1 rating.
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Someone might have seen my personal information. Should I get identity theft insurance?
My ex left the country 2 weeks ago and he left my personal stuff (by that I mean papers with my personal information) lying all over the place. I didn’t even know he had any of my personal stuff because I thought I had collected everything. I am so afraid of identity theft that I’m thinking of getting identity theft insurance, but I am so confused. Please help.
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How can I get a personal loan when I have bad credit?
How can I get a personal loan after I have gone through a settlement for credit cards. I have a bad credit rating and personal loan applications have been rejected a few times. Is there any BANK or any ORGANIZATION who will give a personal loan which can be return in EMI with less interest rate?
Please provide solutions which can be used in India.
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What is the best site for Christian debt consolidation? Is it better than regular debt consolidation?
I have 3 different credit cards that now have over 20% interest rates because I was late on one payment. I have heard that Christian debt consolidation might be a better option than regular, but I want to make sure I select a company that is reputable.
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How does a mortgage holder get out of PMI payments on their mortgage loan?
Seems to me that PMI is very costly for the home owner, especially me with a perfect credit rating and new funding source to maintain a mortgage if I lose my job (my job is very secure). Please any suggestions on how to get the PMI waived by the mortgage company.
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How do I build my credit so I can get a credit card when I can’t get a credit card until I get some credit history?
I tried applying for a kohl’s and a victoria’s secret credit card today and I was declined because I have no credit score. I allready have a debit card but that wasn’t good enough. It’s a vicious circle. You have to have credit to get a card but you can’t get a card without having credit. Please Help!
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Will my credit score go back up once I pay an account off?
I have to pay 2,654dollars and the lady said if I pay 1,900 for a settlement she would say it was paid in full. But my question is, will my credit go back up once I paid the full amount?
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How can I remove negative items from my credit report?
I have a lot of negative items on my credit report.. what’s the best way of getting these removed quickly? If i write a letter to the creditors explaining why i didn’t make a payment.. will they remove it? im 21 yrs old and need to repair my credit.
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How do you know which debt settlement or debt consolidation program to choose, when there are so many out there?
How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.
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I am having trouble fixing my credit score. How can I do it?
I have been trying to fix my credit score for the past two weeks, but I have no clear idea about how to do it. Please help me.
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Would paying off a loan on a truck that was repossessed help my credit score?
My husband and I signed a $20,000 loan on a truck. The payments were behind and it was in a wreck. The truck was repossessed when we still owed $8000. The loan company offered a settlement of $2800 if we pay by the end of the month. Does this sound right to anyone? How would it affect my credit if I pay off the loan now?
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How can you go about getting a personal loan from a bank? What collateral do you usually need?
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of -5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
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Must I have delinquent accounts in order to qualify for credit card debt consolidation?
I am considering trying to consolidate about 35K worth of unsecured debt, although I’m not having trouble making the payments.
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Does debt consolidation work and help improve your credit score?
I am really bad with paying bills and my credit has taken a hit these past couple years. I make enough money where I should be able to pay everything with no problem but for some reason I continue to struggle. Do you think a debt consolidation would be best for me and to help me improve my credit score? Does this really work?
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I have two identity theft accounts and they have become collection accounts. How can I remove them?
I have two identity theft accounts. Someone used my social security number to apply for SBC and Direct TV. I never received bills from them. When I found out about these accounts, they already showed as collection on my credit report. These are having a negative effect on my credit. I called up the collection agency for SBC and told them this is not my account but they are not willing to remove them. I called the Federal Trade Commission and reported these but they said they couldn’t do anything about this. I have tried to consult free legal aides but they didn’t reply! How can I remove these identity theft accounts?
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Can I refinance my mortgage if i start a home business with no employees and still work my regular job?
I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase my debt. Would mortgage companies see the worry that I would quit my regular job or would they trust that I would maturely handle the mortgage payments? In other words, would I have no problems getting refinanced under these conditions. My credit score is about 650 and I’ve been at my current job for 1 1/2 years but have had steady employment for a long time. I have also paid my mortgage on time for 12 months.
The reason I am asking is because what I will be doing requires a vendor license. Therefore, in my ssn, it would show the business based at my home address.
I am actually looking for a new mortgage loan, not a home equity loan or personal loan and I don’t need to borrow to pay debts.
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Can I Get A Credit Card For One TIme Use Only …?
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I’m trying to get a motorcycle but I have a low credit score.
I have a credit score of 615 and I’m trying to get a motorcycle or a loan for one. Please somebody help me with a site or something where I can qualify for a loan. Please, no answers about how I should pay my bills on time to get better credit, I’m a college student I have no money.
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I have a low credit score. How can I get a personal loan?
I am trying to get a personal loan through my credit union. I have bad credit due to immature decisions when I was younger. I now pay my bills on time and am capable of paying back a loan. Do you think I have a better chance of getting the loan if I have collateral and a co-signer?
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