What is a good interest rate for a personal loan?
I took out a $4,000 personal loan from a credit union. It’s a five year loan and the interest rate is 9.9%. Is this a good deal? I have excellent credit, I have never been late on any payments and I have already paid one student loan bill in full.
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Will applying for a personal loan affect qualifying for a mortgage?
We payed off almost all of our credit card debt but now we need a personal loan to pay off student loans and do some repairs on our house. We would like to buy another home soon so we will be applying for a mortgage. Will getting this personal loan affect our ability to qualify for a mortgage for our new home? Our credit scores are excellent right now. We need professional advice. Thanks.
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Is the interest on a personal loan tax deductible if it is used to buy property?
When you get a conventional mortgage, the interest is tax deductible, right? So if I get a personal loan to buy my primary residence, would I be able to deduct the interest on that loan when I file my taxes?
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Could I rebuild my credit without getting a car loan?
If I file for bankruptcy, would I be able to rebuild my credit without getting a car loan? I want to purchase a car without a loan so I can just get liability insurance. I have a student loan and two credit cards that I’m planning to keep to help rebuild my credit. Will this get me to a credit score of 700+ after 2-3 years of paying on time?
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Getting a personal loan with no credit
I am 18, just getting prepared to go to college, and I have no credit at all. I don’t need a student loan because my dad is paying for my school. However, my boyfriend and I live together and we just bought $1500 worth of furniture from his brother. We were supposed to stick to a payment plan since we don’t have a huge income, but his brother wants the money now. My boyfriend is just going through bankruptcy so he can’t get a loan. How can I go about getting a personal loan to pay them off? We are both employed so I am not worried about making payments, but I am clueless about how to even get a loan.
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Would getting a car loan now affect our ability to get a mortgage later?
My wife and I have no loans on cars and we don’t own a home. We would like to to buy a new car and finance it. We are also considering buying a home in about 6 months. How would the car loan affect our mortgage later? Do lenders prefer that you have as little debt as possible, or would the car loan be good for our credit since we will be making regular payments on the financing for the next six months or so? We both have great credit scores.
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Is a loss from a personal loan the same as investment losses for tax purposes?
I made a personal loan to a friend to help him start a business, but the business failed and I was never repaid for the loan. I also had losses in the stock market that same year. I have heard that I can deduct $3000 in investment losses for each year. Is the loss from the personal loan in the same category as the other investment losses? In other words, would it count as part of that $3000 limit? If not, is there a way that I can claim that loss separately?
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Can I get a car loan while on disability?
I live in Minnesota and I can’t work because I regularly go in for dialysis and I need a car to do this. Would anyone know how I could get a small car loan. I have real bad credit also.If anyone knows please answer thanks!
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Obtaining a personal loan.
I need a personal loan to pay off my bills and basically just get caught up financially, so I am considering going to a bank and asking for a personal loan for the first time. Other than student loans, car loans, and check-n-go stores, I’ve never went into a bank to ask for money because I didn’t think I would qualify. Now I need to know what the whole loan process would require from me.
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How does a personal loan from a bank work?
I just received an offer to apply for a personal loan for up to $35,000 with Bank of America and for up to $5,000 with citibank. I actually need no more than $7,500. The interest rate is between 9.97 and 27.88 based on credit worthiness. I would like to know how it works. I’m trying to decide between that and applying for a credit card. My credit score is fair (650). A friend advised me to go for the loan because it’s a guaranteed fixed interest, but since I’ve never done it before, I would like some more advice.
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What is the minimum age to qualify for a car loan?
What is the minimum age to qualify for a car loan? I just turned 18 in September (2009, obviously), and I want to buy a car. My monthly income is well over 80,000 and I was wondering if I can qualify for a car loan in Florida.
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How or where can I get a loan with bad credit?
I am looking for a personal loan, but my credit is not good. I don’t want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don’t really care to much about the interest rate. I just would like the loan to pay off some stuff and get some new things I need around my house. I don’t own a home, so I can’t get a home loan.
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If you’re looking for do follow links to your site, you’ve come to the right place. Qualify For Loan.Org uses Do Follow, Comment Luv, Keyword Luv as well as Top Commentator. This means that when you leave QUALITY, ON-TOPIC COMMENTS, you will be rewarded with a backlink to your site.
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When you put in your information and check the “Enable CommentLuv” box, the plug-in searches and displays your most recent post at the bottom of the current post. This essentially gives you two back-links for just one post.
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This plug-in rewards the commentators who have contributed the most quality comments with an additional link from all of our pages.
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What will happen to my car loan if my co-signer files bankruptcy?
I have a car loan of about $10,000. I got this loan about 9 months ago. I am just wondering how it will affect me if my co-signer files bankruptcy.
The car is in my name and she is the co-signer. So, with all these new laws, does this mean they can come take my car too even though I make the payments?
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If I pay off my student loan with a personal loan would the interest still be exempt from taxes?
I had a federal student loan which I consolidated about 8 years ago with a company that eventually sold the loan to Citibank. The interest rate is 8.35% . I am considering paying off that student loan with a personal loan with a better interest rate. If I do this will I still be able to write off the interest I pay on my taxes?
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Can I get a pre-approved car loan so I can pay cash for a car?
I’m about to get a new car, but I just don’t know what yet. I want to get the loan today because Friday I’m going to go look. I would like the money with me so I can buy it on the spot. I know for a regular car loan they want the VIN. If I get a pre-approved loan and don’t use all the money that is on the loan, how would I use it or return it?
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How can I get a personal loan when I have bad credit?
How can I get a personal loan after I have gone through a settlement for credit cards. I have a bad credit rating and personal loan applications have been rejected a few times. Is there any BANK or any ORGANIZATION who will give a personal loan which can be return in EMI with less interest rate?
Please provide solutions which can be used in India.
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Would paying off a loan on a truck that was repossessed help my credit score?
My husband and I signed a $20,000 loan on a truck. The payments were behind and it was in a wreck. The truck was repossessed when we still owed $8000. The loan company offered a settlement of $2800 if we pay by the end of the month. Does this sound right to anyone? How would it affect my credit if I pay off the loan now?
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How can you go about getting a personal loan from a bank? What collateral do you usually need?
I will probably need to replace my car soon, but I don’t know that I want a traditional car loan because it would require having more insurance, and thus be rather expensive for me. (It’d be about double for me, as I don’t have a spotless driving record). I was wondering if instead I could get a personal loan from the bank, say in the neighborhood of -5K and use that for a car thus saving me a bunch of money by not needing collision coverage if I could pay for the car in cash.
Now the questions … is this possible, or is there usually some stipulation that you can’t use a personal loan for a car? What sort of collateral do you usually need for a personal loan? If you have good credit, can you get one w/out collateral? Any info would be greatly appreciated! Thanks!
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I have a low credit score. How can I get a personal loan?
I am trying to get a personal loan through my credit union. I have bad credit due to immature decisions when I was younger. I now pay my bills on time and am capable of paying back a loan. Do you think I have a better chance of getting the loan if I have collateral and a co-signer?
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Should I get a new car with a pre-approved loan?
I already have a car loan, but I am about to be 2 months behind on payments. I want to trade it in because of gas ( it’s a small SUV) however, I am behind on payments so I can’t… I was just notified that I was pre-approved for a car loan with 100% financing for a new car, should I get the new one and just surrender the SUV? I know it will mess up my credit but at this point I can barely afford the gas for the SUV.
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Can you get a personal loan to use as your personal contribution on a business loan?
I want to get a personal loan as my 20-40% contribution on a business loan. Can I do that?
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How can I get a personal loan?
I desperately need to get a personal loan to cover debts and other things. My earning to expense ratio is not great and I’m having trouble getting a loan with the bank. Any suggestions?
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CANSTAR CANNEX reveals the best credit consolidation loans and auto loans and the details to watch out for.
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I need some advice about identity theft
Has anybody dealt with identity theft? I think somebody may have used my social security number to claim me on their taxes.
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Should I get a Personal Loan to Consolidate Debts?
I’m looking for a personal loan (Australian resident). Looking to consolidate debts, and am prepared to make weekly payments. Any advice or offers appreciated. Not looking for small loans…
Cheers
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