Which credit card is the easiest to get?
Which credit card is almost guaranteed to accept 1st time applicants? I am a student who has no credit. I would like to start with the easiest companies to deal with for 1st timers.
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Is a credit history required to get a store credit card?
I don’t have any credit history because I just started working. I would like to start building my credit history and I thought a store credit card would be easier to get than a regular credit card. So I was wondering, do I need to have past credit history to get a regular Walmart Credit Card (not their Discover Card because I probably wouldn’t qualify). If you have any idea, please help. Thanks.
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Can declaring bankruptcy eliminate credit card debt?
Can an individual eliminate credit card debt by declaring bankruptcy? I thought bankruptcy just got the bill collectors off your back but didn’t wipe out any debts. Recently someone told me that it depends on which chapter of bankruptcy you file and the right one WILL eliminate credit card debt. I know someone who has $80,000 in credit card debt and they are trying to get rid of their debt! Is ihis really possible? Are there any restrictions in doing this. Can you ever get a credit card again if you do it?
If you file bankruptcy to eliminate all debt, do you have to give up ALL of your possessions? Will you have anything left?
This is for a friend of mine (really). They don’t own a home, they have 2 cars and some furniture and A 401k plan. Between the two of them they make about $40,000 a year. I don’t see how debt consolidation could help them. How could they EVER pay off $80,000!?! They had a house but they used up all the equity in it over the years and sold it recently and broke even on the deal, ending up with NOTHING! What a mess! I just didn’t think they could wipe out their credit card debt! And, it really isn’t fair to the rest of us who pay our bills!
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What credit card can I get at 18 and not a college student?
I always thought that lenders love to give credit cards at 18, but I’ve tried Capitol One, Chase, a QT credit card, and a Best Buy one. All of them denied me because of no credit history. Obviously, I won’t be able to get a credit history if they won’t let me have credit. I Work two jobs and I want to have a credit card just in case and to build my credit. Why do I keep getting denied?
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Am I obligated to get a credit card after I apply?
I’m thinking about applying for a student credit card. The details say the APR is based on credit history, etc. If I apply and they approve me, but the APR is too high, can I just say "no thanks" or am I stuck with it? And will it effect my credit score?
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Good credit cards for people with no credit
What is a good credit card to get if you have no credit? I just turned 18 and I’m trying to build my credit because I’m thinking of buying another car in the future. So what would be a good credit card to do that?
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Which credit card would be good for someone trying to rebuild credit?
I have decent credit but I had canceled all my credit cards when trying to get out of debt. I am now free of all unsecured debt but I would like to have a card to build credit.
I’m thinking I want a card with no annual fee and a low APR. The card would only be used occasionally and paid off immediately. I have no desire to repeat previous mistakes.
Does anyone have any recommendations for a good credit card for this purpose?
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How long will it take to build up enough positive credit to qualify for an unsecured credit card?
I have a secured credit card that I have been paying for about two months now and it is valid for one year. Do you think that I might need to get another secured credit card after my existing account ends before I can qualify for an unsecured credit card?
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Which credit card should I apply for, Bank of America or Citi Bank?
I have a credit score of 700 and I want another credit card. I was thinking about citi bank or bank of america. Which one should I get? I only have one other credit card from Wamu. I want a credit card that will report to the 3 credit bureaus every month. Anyone who has either of these cards, which one did you like and why?
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How much credit can a company with an A1 Dun and Bradstreet rating qualify for?
I have seen a “seasoned company” for sale that has an A1 Dun and Bradstreet rating. How much credit line and what type of terms usually can a company with this credit rating qualify for? The seller states that it could probably qualify for 1mm with an A1 rating.
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How do I build my credit so I can get a credit card when I can’t get a credit card until I get some credit history?
I tried applying for a kohl’s and a victoria’s secret credit card today and I was declined because I have no credit score. I allready have a debit card but that wasn’t good enough. It’s a vicious circle. You have to have credit to get a card but you can’t get a card without having credit. Please Help!
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Must I have delinquent accounts in order to qualify for credit card debt consolidation?
I am considering trying to consolidate about 35K worth of unsecured debt, although I’m not having trouble making the payments.
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What do I need to do to get a student credit card?
What do I need to get one, and how long does it take to get one?
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I’m on SSI/SS and I have bad credit, can I qualify for a car loan?
I don’t need anything fancy. I’d be happy with a 5 year old Corolla that’s like 400 a month.
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